Insurance & financial protection

FCA-regulated Insurance Backed Guarantees.

Renewably UK hosts and administers access to the IBG facility operated by Bluedrop Services Ltd — authorised and regulated by the Financial Conduct Authority for its regulated insurance activities.

2 – 25 yrs
IBG policy cover
Matched to the measure lifespan
Instant
Certificate generation
Email-delivered to the policy holder
100%
FCA-regulated
Via Bluedrop Services
40
Approved measures
Net Zero · Part Funded · ATP
What's covered

40 approved measures, across five groups.

Comprehensive Insurance Backed Guarantees across Net Zero, Part Funded and ATP programmes — powered by the Bluedrop Services IBG facility.

15
measures
Heating & Low Carbon
7
measures
Heating Controls
11
measures
Insulation
3
measures
Windows & Doors
4
measures
Renewables
What is an IBG?

Independent, FCA-regulated protection that outlives your business.

An Insurance Backed Guarantee ensures homeowners are covered if their installer ceases trading during the guarantee period. Unlike company-backed warranties, IBGs are underwritten via an independent, FCA-regulated facility.

Financial protection

Repair, replacement, or completion costs covered by the policy if the installer ceases trading.

Regulatory requirement

Mandatory for many TrustMark, PAS 2030 and PAS 2035 installations to ensure consumer protection.

Independent assurance

Underwritten via the Bluedrop facility under FCA regulation — independent of the installer's solvency.

Comprehensive cover

Workmanship, materials and installation defects covered for 2 to 25 years depending on the measure.

How an IBG works

A simple, streamlined process.

  1. 1

    Registration & qualification

    We verify MCS, TrustMark and PAS compliance. Bluedrop checks Professional Indemnity, Public Liability and Employers Liability cover.

  2. 2

    Installation & detail entry

    Complete the install to MCS / PAS 2030 / PAS 2035. Enter the policy holder details and select the measure.

  3. 3

    Instant policy issuance

    Click Generate. The FCA-regulated certificate issues immediately via Bluedrop and emails to the customer.

  4. 4

    Ongoing protection

    Continuous protection for 2–25 years. Customers claim directly through Bluedrop if needed.

Three-pillar protection

Financial, quality, and data governance.

FCA regulation, TrustMark approval, and ICO-aligned UK data sovereignty — combined.

FCA-regulated

IBGs are arranged through the Bluedrop facility, which operates under FCA authorisation. Verifiable on the Financial Services Register.

TrustMark-approved

The Bluedrop IBG facility is approved by TrustMark — the UK's government-endorsed quality scheme for in-home work.

ICO-aligned UK hosting

All IBG records and customer data hosted in UK data centres. Renewably UK is ICO-registered (ZC077762).

Why it matters

Strengthen your position with funders and consumers.

Competitive advantage

Differentiate from competitors who don't offer IBGs. Win more contracts with demonstrable consumer protection.

Customer confidence

Build trust instantly with independent, FCA-regulated protection. Convert more leads, reduce churn.

Audit readiness

IBG certificates auto-linked to property and installer records. Centralised, version-controlled evidence packs.

Required cover

Integrated insurance suite.

To access the IBG facility, installers must maintain Professional Indemnity, Public Liability, and Employers Liability cover. Bluedrop verifies coverage at onboarding and can arrange compliant policies aligned with sector-specific risk profiles.

Professional Indemnity

Protection against claims arising from professional negligence, specification errors and technical advice failures.

Public Liability

Protection against third-party claims for property damage or bodily injury during installation works.

Employers' Liability

Statutory UK requirement for businesses employing staff. Protects against claims from injured employees.

Pricing

Start free. Upgrade when you're ready.

Access is free — onboarding, verification, IBG generation. Operate adds the full installer operations workspace.

Access FCA-regulated IBGs within UK compliance infrastructure.

Join the installers who trust the Bluedrop facility, delivered through Renewably UK.